Planning ahead can help you get the care you need without losing your savings or assets.
We’ll explore your coverage options so you can protect your future and your finances.
Planning ahead can help you get the care you need without losing your savings or assets.
We’ll explore your coverage options so you can protect your future and your finances.
You may still qualify for a $0 premium plan, low-cost coverage, or Extra Help. An Impact Benefit Consultant can assist you.
Speak with an Impact licensed agent to explore simple, affordable options.
Protect your loved ones from unexpected financial burdens. Final expense and life insurance plans can help cover funeral costs, debts, and other end-of-life expenses.
 An Impact licensed agent will compare options to ensure the plan meets your needs.
Let’s talk. If you delayed enrolling in Medicare Part B or a Part D drug plan and are now facing late enrollment penalties.
 I can help you understand your options. In some cases, you may qualify for an exception or special circumstance that can reduce or even eliminate those penalties.
If you have TRICARE for Life (TFL), it works with Medicare—not instead of it.
But it’s important to understand how the two work together so you’re fully covered and avoid any unexpected gaps or costs.
Affordable plans can cover funeral and final costs so your family isn’t left with a financial burden.
Speak with an Impact licensed agent to explore simple, affordable options.
If you’re under 65, ACA Marketplace health plans may provide affordable coverage with possible subsidies to lower your costs.
An Impact licensed agent will help you find the right plan and maximize your savings.
Medicare does not cover long-term care like assisted living or nursing homes. Planning ahead protects your savings and gives you peace of mind.
 An Impact licensed agent will review affordable long-term care options that fit your needs.
VA benefits and Medicare can work together to give you more choices and flexibility for your care.
Learn how to combine them so you can receive treatment when and where it’s most convenient for you.
If you qualify for both programs, you may get extra benefits like dental, vision, OTC allowances, and reduced copays.
 An Impact licensed agent can confirm eligibility and help with enrollment.
Yes. Programs exist to reduce out-of-pocket costs for those who qualify. Don’t struggle with bills alone.
  Contact an Impact licensed agent to review your options today.Special Coverage Options
You may qualify for programs that lower premiums, copays, or prescription costs—sometimes by hundreds each month.
Ask an Impact licensed agent to see if you qualify.
Your medications and providers may not always stay covered. Checking yearly avoids surprise costs and helps you keep your doctors in-network.
 An Impact licensed agent will run a full check for you.
Advantage plans and Supplements work very differently. Choosing wrong can limit your options or raise your costs later.
 An Impact licensed agent will explain the differences in plain language so you can pick confidently.
Plans and costs change every year. Reviewing ensures you’re not paying for unused benefits and that you keep the right doctors and prescriptions covered.
 An Impact licensed agent will compare options to make sure your plan still fits your needs.
You have a 7-month window to enroll in Medicare: 3 months before your 65th birthday, the month you turn 65, and 3 months after. Enrolling on time helps you avoid penalties and ensures coverage begins smoothly.
  There are other key components—like prescription coverage and supplemental options—that are just as important. Contact an Impact licensed agent to get the full picture.